Bankruptcy Can Give You a Fresh Start.
Bankruptcy is an old concept. It’s in the Constitution. In fact, the concept of discharging debt goes back to the Old Testament. Western civilization has realized for thousands of years that being trapped in debt is a bad thing. It really doesn’t help anyone, even creditors.
Our current bankruptcy system isn’t perfect by any means, but it allows the “honest but unfortunate debtor” a fresh start. A new beginning.
Bankruptcy is a great option for many of our clients, but we don’t sell bankruptcy. The most important thing is to find out what’s right for you and your family. Maybe that’s bankruptcy. Maybe it isn’t. So it’s not always a matter of what chapter you’ll file–usually Chapter 7 or Chapter 13–it’s a matter of whether you should file in the first place.
We’ll help you determine if bankruptcy is right for you. If it’s not, we’ll discuss other options like a debt management plan with a reputable non-profit like Family Services of Charleston. And for some clients debt settlement—negotiating directly with creditors—is the option we recommend.
For a consultation, call us at (843) 695-0830. Find out if bankruptcy is right for you.