Our Summerville bankruptcy lawyers can help you with your financial problems. If creditors are harassing you, or you’re experiencing other issues with debt such as foreclosure, lawsuits, or other collection efforts, our attorneys can help. Over the years, we’ve helped thousands of clients find the right solution to their financial problems.
Is Bankruptcy Right for You?
There are different types of bankruptcy for consumers. Usually, the choice is between Chapter 7 bankruptcy (sometimes called “straight bankruptcy”) where there is no repayment plan and Chapter 13 bankruptcy (sometimes called a “payment plan bankruptcy” or reorganization bankruptcy) in which you repay creditors in part or in full over a three to five year period.
Both types of bankruptcy have advantages depending on your financial situation. Think of Chapter 7 and Chapter 13 as tools to help address financial problems. And both types of bankruptcy will immediately stop debt collection efforts and creditor harassment. The automatic stay is in effect during your bankruptcy, and you are protected after bankruptcy by the Bankruptcy Code’s discharge injunction. If creditors violate either the automatic stay or discharge injunction, the Bankruptcy Court can sanction the creditor. That could mean the creditor compensating you for damages, including attorney’s fees.
Your Summerville Bankruptcy attorney can help you chose the right type of bankruptcy for your financial situation, as well as help you consider any non-bankruptcy options which might be right for you.
Get Help with Your Debt. Meet with a Summerville Bankruptcy Lawyer
Call the DeMott Law Firm, PA today. We care. We can help. And we’ll always put your best interests first. Call our Summerville office at (843) 695-0830. We’ll schedule a consultation and get you on the path to financial