Can I Stop Paying My Creditors Before Filing Bankruptcy?

This video explains what debts you should continue to pay before and during bankruptcy and what ones you should not. Overall, remember to pay for what you want to keep. As for unsecured creditors, absent unusual circumstances, you should stop paying unsecured creditors when you decide to file bankruptcy. Secured creditors are creditors holding collateral to secure payment of loans (ex. cars, houses). Unsecured creditors are creditors like credit card issuers and medical providers.